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Estimated Monthly Premium Tax Credit
Estimated monthly ACA premium tax credit (subsidy), based on your income, household size, and the Silver benchmark premium you entered.
Income as % of Federal Poverty Level
213%
Your household income as a percentage of the 2026 federal poverty guideline for your household size and location.
Applicable Percentage of Income
7.07%
The maximum share of income the ACA expects you to pay for the benchmark Silver plan, per the 2026 sliding-scale table. Shows 0 if your income is above the 400% subsidy cliff.
Estimated Premium for Your Chosen Tier (Before Subsidy)
$450
Estimated monthly premium for your chosen plan tier before any subsidy is applied, approximated from your Silver benchmark premium.
Estimated Net Monthly Premium (After Subsidy)
$265
Estimated monthly cost for your chosen plan tier after subsidizing with the estimated premium tax credit.
Subsidy Eligibility
Whether your income falls under the 400% federal poverty level subsidy cliff that returned for 2026. Eligible for a subsidy (213% of poverty level)
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