Debt-to-Income Ratio (DTI) Calculator
FinanceCalculate your debt-to-income ratio (DTI) to see what share of your gross monthly income goes toward debt payments.
Debt-to-Income Ratio
Monthly debt payments as a percentage of gross monthly income
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Odeh Ahwal0people find this calculator helpful
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Frequently Asked Questions
What is a good DTI ratio for a mortgage?
Most mortgage lenders prefer a DTI of 36 percent or lower, though some loan programs allow up to 43 to 50 percent depending on other factors.
What counts as debt in a DTI calculation?
DTI typically includes rent or mortgage payments, car loans, student loans, credit card minimums, and other recurring debt obligations, but not everyday living expenses like groceries.
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