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Sinking Fund Calculator

Finance

Calculate the periodic contribution needed to reach a target amount using a sinking fund.

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USD
$0.00$1,000,000,000.00
%
0.01%100%
0.1100

Periodic Contribution

$2,320.30

The fixed contribution needed each period to reach your target amount.

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Odeh Ahwal

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Odeh Ahwal
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Frequently Asked Questions

How is a sinking fund contribution calculated?

Periodic Contribution = Target Amount x [i / ((1+i)^n - 1)], where i is the periodic interest rate and n is the total number of contribution periods -- known as the sinking fund factor.

What is a sinking fund used for?

Sinking funds are commonly used by companies to set aside money to redeem bonds at maturity, or by individuals/organizations saving steadily toward a known future expense, like equipment replacement.

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