Calcupedia

Blended Rate Calculator

Finance

Calculate the weighted-average interest rate across up to three loans or balances combined, useful for understanding your true overall borrowing cost.

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USD
$0.00$5,000,000.00
%
0%50%
USD
$0.00$5,000,000.00
%
0%50%
USD
$0.00$5,000,000.00
%
0%50%

Blended Rate

3.854

Your weighted-average rate across all balances

USD

Total Combined Balance

$205,000.00

The sum of all balances entered

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Calculator Stats

Odeh Ahwal

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Odeh Ahwal
Reviewed and verifiedThis calculator was reviewed and verified by the Calcupedia due diligence team.

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Frequently Asked Questions

Why is the blended rate not just the average of my individual rates?

A simple average ignores the size of each balance. Weighting by balance means a $200,000 loan at 3.5% pulls the blended rate down much more than a $5,000 balance at 18%.

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