Finance Charge Calculator
FinanceCalculate the finance charge on a credit card or loan balance for a billing cycle.
Finance Charge
The interest charge added to your balance for this billing cycle.
New Opening Balance
$1,014.79
Found this calculator useful?
From Scratch To $10K/Month In 60 Days
This is a proven money making system that takes students by the hand to make at least $10,000 per month, every month. Students get 12 weeks of guided coaching in addition to the "MPS Super Funnel" and tools.
We value your privacy and promise not to sell or misuse your information. Here's our privacy policy.
Calculator Stats
Creators
Odeh Ahwal0people find this calculator helpful
Views
Helpful
Saved
Embeds
Calculator Stats
Creators
Odeh Ahwal0people find this calculator helpful
Views
Helpful
Saved
Embeds
Finance calculators
Frequently Asked Questions
How is a finance charge calculated?
Finance Charge = Carried Unpaid Balance x (APR / 365) x Number of Days in the Billing Cycle.
How can I avoid finance charges?
Most credit cards waive finance charges entirely if you pay your full statement balance by the due date each month -- the charge only applies to balances carried over.
Spot a mistake? Tell us what's wrong.
Request a calculator. The most-requested ones get built first in our monthly batch.
Request a calculatorWant this calculator on your website?
Embed the Finance Charge Calculator on any site — no code needed. Customize colors, remove branding, and track usage.
