FIRE Number Calculator
FinanceCalculate your Financial Independence Retire Early (FIRE) number — the total savings needed to retire and live off investment returns indefinitely.
Your FIRE Number
Total savings needed to retire early
Years to FIRE
22.8
Estimated years until financial independence
Monthly Budget in Retirement
$5,000
Your target monthly spend
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From Scratch To $10K/Month In 60 Days
This is a proven money making system that takes students by the hand to make at least $10,000 per month, every month. Students get 12 weeks of guided coaching in addition to the "MPS Super Funnel" and tools.
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Frequently Asked Questions
What is the 4% rule?
Research (the Trinity Study) found that retirees could withdraw 4% of their portfolio annually with a very high probability of not running out of money over 30 years. For early retirement (40+ years), some experts suggest 3-3.5%.
What expenses should I include?
Include all living costs: housing, food, transportation, healthcare, insurance, entertainment, travel, and a buffer for unexpected costs. Many FIRE adherents use their current annual spending as a baseline.
What is lean FIRE vs fat FIRE?
Lean FIRE targets minimal spending (under $40,000/year). Fat FIRE targets a comfortable lifestyle ($100,000+/year). Barista FIRE combines a small portfolio with part-time income to cover the gap.
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