Calcupedia

Home Improvement Loan Calculator

Finance

Calculate your monthly payment and total cost of a home improvement loan, including any application fee.

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USD
$0.00$10,000,000.00
130
%
0.01%100%
%
0%100%

Monthly Payment

$1,005.92

Your fixed monthly payment on the loan principal.

USD

Application Fee

$200.00

Total Interest

$10,355.06

Total Payments (Including Fee)

$60,555.06

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Odeh Ahwal

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Odeh Ahwal
Reviewed and verifiedThis calculator was reviewed and verified by the Calcupedia due diligence team.

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Frequently Asked Questions

How is a home improvement loan payment calculated?

Monthly Payment uses the standard amortization formula on the loan principal; the application fee is calculated separately as a percentage of the loan amount and added to your total cost.

Is a home improvement loan the same as a HELOC?

No. A home improvement loan is typically an unsecured, fixed-term installment loan, while a HELOC is a revolving line of credit secured by your home's equity -- Calcupedia has a separate dedicated HELOC calculator for that product.

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