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Inflation Calculator

Finance

Calculate the future value of money adjusted for inflation, or find the equivalent purchasing power of a past or future amount.

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USD
$1.00$100,000,000.00
%
0%30%
years
1 year100 years

Future Cost

$13,439.16

What it will cost in the future

USD

Purchasing Power Lost

$3,439.16

Amount lost to inflation

Todays Equivalent

$7,440.94

What future money is worth today

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Calculator Stats

Odeh Ahwal

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Odeh Ahwal
Reviewed and verifiedThis calculator was reviewed and verified by the Calcupedia due diligence team.

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Frequently Asked Questions

What is a normal inflation rate?

The US Federal Reserve targets 2% annual inflation. The long-run average in the US has been around 3%. During 2021-2023, inflation reached 7-9% before returning toward the 2-3% range.

How does inflation affect savings?

If your savings account earns 2% but inflation is 3%, your real purchasing power decreases by 1% per year. Over 20 years, this compounding loss significantly erodes the real value of savings.

What assets protect against inflation?

Historically, real estate, commodities, Treasury Inflation-Protected Securities (TIPS), I-bonds, and stocks have provided inflation protection over long periods. Cash and fixed-rate bonds are most vulnerable to inflation.

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