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Lump Sum Plus SIP Calculator

Finance

Calculate the combined future value of an initial lump sum investment plus ongoing monthly SIP contributions.

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USD
$0.00$1,000,000,000.00
USD
$0.00$1,000,000.00
%
0%100%
0.1100

Combined Final Balance

$79,011.61

Your combined projected balance from both the lump sum and the ongoing SIP contributions, growing together.

USD

Lump Sum Future Value

$33,003.87

SIP Future Value

$46,007.74

Total Contributed

$34,000.00

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Calculator Stats

Odeh Ahwal

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Odeh Ahwal
Reviewed and verifiedThis calculator was reviewed and verified by the Calcupedia due diligence team.

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Frequently Asked Questions

How is the combined lump sum plus SIP value calculated?

The lump sum and the SIP contributions each grow independently under compound interest (using the same rate and monthly compounding), and their two future values are added together for the combined balance.

Why combine a lump sum with a SIP instead of choosing one?

Investors who receive a windfall (bonus, inheritance) often want to invest it immediately as a lump sum while also continuing their regular monthly SIP contributions -- this calculator projects both growing together.

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