Lump Sum Plus SIP Calculator
FinanceCalculate the combined future value of an initial lump sum investment plus ongoing monthly SIP contributions.
Combined Final Balance
Your combined projected balance from both the lump sum and the ongoing SIP contributions, growing together.
Lump Sum Future Value
$33,003.87
SIP Future Value
$46,007.74
Total Contributed
$34,000.00
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Odeh Ahwal0people find this calculator helpful
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Saved
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Frequently Asked Questions
How is the combined lump sum plus SIP value calculated?
The lump sum and the SIP contributions each grow independently under compound interest (using the same rate and monthly compounding), and their two future values are added together for the combined balance.
Why combine a lump sum with a SIP instead of choosing one?
Investors who receive a windfall (bonus, inheritance) often want to invest it immediately as a lump sum while also continuing their regular monthly SIP contributions -- this calculator projects both growing together.
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