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Reserve Ratio Calculator

Finance

Calculate the reserve ratio, the percentage of deposits a bank keeps on hand rather than lending out.

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USD
$0.00$100,000,000,000.00
USD
$1.00$100,000,000,000.00

Reserve Ratio

10.00%

Bank reserves as a percentage of total deposits

Implied Money Multiplier

10.00

Theoretical maximum expansion of the money supply implied by this reserve ratio

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Odeh Ahwal

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Odeh Ahwal
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Frequently Asked Questions

What is a typical bank reserve ratio?

Reserve requirements vary by country and have changed over time; many central banks today use reserve ratios in the low single digits, or have moved to other liquidity tools entirely.

How does the reserve ratio relate to the money multiplier?

The money multiplier is the inverse of the reserve ratio, showing the theoretical maximum amount the money supply could expand through repeated lending of reserves.

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