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Simple Interest Calculator

Finance

Calculate simple interest and future value with no compounding.

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USD
$0.00$100,000,000.00
%
0.01%100%
0.01100

Interest Earned

$125.00

Simple interest earned, with no compounding -- interest is calculated only on the original principal.

USD

Future Value

$1,125.00

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Odeh Ahwal

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Odeh Ahwal
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Frequently Asked Questions

How is simple interest calculated?

Interest = Principal x Annual Rate x Time (in years). Unlike compound interest, simple interest is always calculated on the original principal only, never on previously earned interest.

How is simple interest different from compound interest?

Simple interest grows linearly (the same dollar amount each year); compound interest grows exponentially, since each period's interest is calculated on a growing balance that includes prior interest.

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