Sukanya Samriddhi Yojana (SSY) Calculator
FinanceCalculate the maturity value of a Sukanya Samriddhi Yojana (SSY) account from your annual deposit and the government interest rate.
Maturity Value (Age 21)
Your projected SSY balance at maturity (21 years from account opening) -- deposits are made for the first 15 years, then the balance continues compounding untouched for 6 more years.
Total Invested (15 Years)
$180,000.00
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Frequently Asked Questions
How is SSY maturity value calculated?
Annual deposits compound for the first 15 years (deposit phase), and the resulting balance then continues compounding for another 6 years with no new deposits, since SSY matures 21 years after account opening.
What is the current SSY interest rate and deposit limit?
The SSY rate is set quarterly by the Ministry of Finance -- it was 8.2% p.a. as of early 2026. Annual deposits range from a minimum of Rs 250 to a maximum of Rs 1,50,000, and the account can only be opened for a girl child under age 10.
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