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PITI Calculator (Principal, Interest, Taxes & Insurance)

Finance

Calculate your total monthly mortgage payment, including principal, interest, property taxes, and homeowners insurance.

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USD
$0.00$100,000,000.00
%
0%100%
150
USD
$0.00$10,000,000.00
USD
$0.00$10,000,000.00

Total Monthly Payment (PITI)

$1,730.60

Your total monthly mortgage payment, combining principal, interest, property taxes, and homeowners insurance.

USD

Monthly Principal & Interest

$1,330.60

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Odeh Ahwal

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Odeh Ahwal
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Frequently Asked Questions

How is PITI calculated?

PITI = Monthly Principal & Interest (standard amortization formula) + Monthly Property Tax + Monthly Homeowners Insurance.

Why is PITI more useful than just the principal and interest payment?

Lenders qualify borrowers based on the full PITI amount, since property taxes and insurance are real recurring costs that are often bundled into your monthly mortgage payment via an escrow account.

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