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Money Market Account (MMA) Calculator

Investing & Markets

Calculate the future value of a money market account deposit.

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USD
$0.00$10,000,000.00
%
0%20%
0.150

Future Value

$17,117.49

The projected value of this deposit after compounding annually at the stated rate.

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Odeh Ahwal

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Odeh Ahwal
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Frequently Asked Questions

What is a money market account?

A money market account is a type of interest-bearing deposit account, typically offering a higher rate than a standard savings account, often with limited check-writing privileges and usually FDIC or NCUA insured up to standard limits.

How does a money market account differ from a money market fund?

A money market account is a bank deposit product with insurance protection, while a money market fund is an investment product that holds short-term securities and is not insured, carrying a small amount of investment risk.

Do money market account rates change over time?

Yes, most money market accounts have variable rates that adjust with broader market interest rate conditions, unlike a fixed-rate CD which locks in a rate for the full term.

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